Improve Your Margin and Funding Cost

Acquire New Customers | Obtain Entire Portfolio Data Analytics | Grow Core Deposits

Pricing Manager

A fully hosted, web based solution that allows you to deploy a tool to all of your lenders so that they are armed to price loans based on your target profitability objectives. With data analytics integrated with your core it’s easy to drill down and see which portions of your loan and deposit product portfolio are making you money, and which ones aren’t.

Key Benefits

  • Integrated Data Analytics
  • Arm Lenders with Tools They Need
  • React to Changing Environment
  • Drive Pricing Consistency
  • Improve Profitability
  • Give Clients Options
  • Understand Drivers of Profitability
  • Win More Deals
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Loans View

View All Loans by Customer, User and Loan Type

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Profitability Details

Identify all important details of the loan including profitability

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ROE Profitability Box

Highlights projected ROE targets

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Add Deposits to the Relationship

Include the pricing power of deposits on every deal

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Loan Types

Create loans by different types with all necessary details

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Relationship Profitability

Calculates relationship profitability to support future pricing decisions

A Winning Pricing Tool

  • Ability to vary rate, fee, term structure among other variables to understand the drivers of profitability and develop pricing options for your borrowers that all achieve your target ROE
  • Accommodates every type of loan instrument –
    CRE, C&I, Construction;
    Land Development; LOC;
  • Utilize robust Rate Sheets for –
    Unsecured Consumer Installment; Auto/Secured Consumer Installment; Residential Real Estate; Closed Home Equity; and HELOC
  • You can add in deposit relationships to see how much ‘pricing power’ they bring to the loan Assess
  • Built in assumptions for loan origination, loan servicing and cost of funds – COF statistics update automatically on a weekly basis from FHLB
  • Includes ability to vary risk assumption
  • Ability to customize your own origination and servicing cost assumptions or use Strunk’s standards
  • Supports all interest calculation methods

Ensure all of your lenders price loans based on your target profitability objectives.

Schedule A Demo Or Call (877) 485-8808 To Learn More…

Learn More About Pricing Manager

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